AI - dv01
Standardizing loan-level data for smarter, data-driven decisions in structured finance markets.
- Name
- dv01 - https://www.dv01.co/
- Last Audited At
About dv01
dv01 is a leading data hub between lenders and capital markets, providing centralized access to standardized loan-level data and advanced analytics tools. They offer various solutions for securitizations, market surveillance, portfolio surveillance, credit facility management, and data management. Their offerings include the Loan Data Agent for Securitizations, Tape Cracker, Market Surveillance, Data Direct, Portfolio Surveillance, and Credit Facility Management.
At its core, dv01 addresses the issue of critical data and outdated technology that costs organizations more than they realize in structured finance markets. By standardizing loan-level data, they unlock powerful value from cleansed data by quickly identifying risks and projecting cashflows under any market scenario.
dv01 caters to clients from various sectors such as investment banks, banks, issuers, originators, hedge funds, and asset managers. Their platform supports multiple asset classes, including consumer unsecured, mortgage, home efficiency, student loan, point of sale, auto, small business, and credit card datasets.
Their tools include ESG Data Enrichment, Cashflow, Strat Tables, Performance Data, Time-Series Analysis, and Third-Party Integrations. They offer data integrity services, transforming raw data into trusted data to assure smart credit decisions, simplify workloads, market deals effectively, and generate self-service performance reports.
dv01's flagship product, Tape Cracker, is a machine learning-powered tool designed for cracking loan tapes. Over 400 leading firms leverage dv01 to make smarter data-driven decisions in various asset classes, including consumer unsecured, non-QM, CRT, auto, small business, and student loans. By leveraging industry benchmarks, clients can compare loan datasets and identify broader origination trends, analyze consumer behavior, and assess loan characteristics.
Through dv01's platform, users can easily dive deeper into loan performance by analyzing prepayments, defaults, and losses for each loan pool through customizable strats like LTVs, FICO scores, loan status, DTI, and more. Additionally, they offer forecast returns under any market condition to help their clients make informed decisions.